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Sep 28, 2017 - 34 minute read

Can payday loans affect your credit

00 and i took this loan out on 02082011 and i failed to pay it back. they stated that they are filing legal afidavite against my name. i will include the email they sent me in regards to this. when i ask them to contact me noone will.

they dont respond to my email either. i have no clue who these people are nor have i ever took a loan out from them.

Can payday loans affect your credit

In the 1970's and 1980's banks were deregulated and they began merging with other institutions and creating can payday loans affect your credit products to make money from their customers. Prior to deregulation, or the gradual repeal of Glass-Steagall, banks would only collect on the interest paid on loans. Now, they have partnered with insurance companies and other financial institutions and have grown into enormous corporations. They have moved away from the small community bank, thus moving away from their customers.

They have lost their personal relationships and found new ways to make money. Banks have created financial products, such as overdraft protection, so they can charge fees for the service. Many also engage in highly unethical practices like debit resequencing. Debit resequencing is when a bank chooses debit and credit your account in an order so that your account will go negative. This allows them to maximize the amount of the overdraft fees.

Can payday loans affect your credit

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