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Sep 28, 2017 - 34 minute read

Citibank secured personal loan

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Citibank secured personal loan

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Citibank secured personal loan

The Definition: What is a Loan Agreement. A Loan Agreement is a written contract between two parties - a lender and a borrower - that can be enforced in court if one party does not hold up his or her end of the bargain. Loan Contracts are typically used for more complex payment arrangements.

The borrower agrees that the money being borrowed will be repaid to the lender at a future date and possibly with interest.

In citibank secured personal loan, the lender cannot change his or her mind and decide to not lend the borrower the money, especially if the borrower relies on the lenders promise and makes a purchase with the expectation that he or she will receive money soon.

The lender may also be called the issuer, maker, payee, citibank secured personal loan seller. A simple agreement in writing will identify the following basic elements: Borrower : who is receiving the money and will repay it back Lender : who is giving the money and will get the money back Principal Amount : the sum of money being borrowed Interest : additional money owed, usually a percentage, based on the amount borrowed Maturity Date : when the money should be repaid to avoid being in default.

Further, the parties should consider these two additional questions: 1.

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