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Sep 28, 2017 - 34 minute read

Commonwealth personal loan early repayment fee

Have a good idea of the value of your property. This may mean having an appraisal done just for your own information. Your bank may be the best place to start your lender search. If your bank would entertain this type of loan, you can probably use the appraisal there. Gather your income documentation (two years of W2s, pay stubs, cash asset proof, deed to the land and survey of the land). Call the bank that handles other accounts for you.

They are most familiar with your savings and banking habits. Make an appointment with a loan officer to discuss an equity loan against your land. If your tract of land is large acreage, you may be out of luck.

Commonwealth personal loan early repayment fee

By this point, I was wholly confused. ETaxLoan had said it was a secure site, but now, many different companies had my application - and, presumably, my personal information.

It turns out there's a huge online bidding process for such loans. ETaxLoan isn't a lender at all, but something called a lead generator. It finds potential customers, then passes them on. When I tried to contact eTaxLoan to learn more, I might as well have been looking for the holy grail. The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls.

The site lists an address in Delaware - but the company isn't at that address.

Commonwealth personal loan early repayment fee

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Commonwealth personal loan early repayment fee
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