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Sep 28, 2017 - 34 minute read

Low interest personal loan fair credit

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Low interest personal loan fair credit

They vary from lender to lender. Some require them while others dont. There are even variations among those that do require them. For instance, some lenders might have a requirement of two months cash reserves, while another has a more stringent six-month requirement.

It varies widely. The standards can also be applied differently for different borrowers, based on the borrowers qualifications: If you have excellent credit, a low debt-to-income ratio, and a large down payment, youre less likely to be slapped with a cash-reserve requirement.

You are a well- qualified borrower with a history of repaying your debt obligations on time and in full. You are a low-risk borrower. If you have a marginal credit score (perhaps with a few late payments or defaults in the past), a higher debt ratio, and a smaller down payment, low interest personal loan fair credit are more likely to encounter a cash-reserve requirement.

Low interest personal loan fair credit

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