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Sep 28, 2017 - 34 minute read

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ASIC also flagged concerns that Cash Converters had not taken reasonable steps to verify consumers expenses in accordance with its responsible lending obligations.

The regulator's deputy chairman Peter Kell said he is particularly worried about lending to welfare recipients. "ASIC is seeking to protect financially vulnerable consumers, many of whom are recipients of welfare payments, from falling victim to unsuitable payday loans," he said.

"Payday lending is a high priority area for ASIC, and we will continue to pursue lenders who do not follow their responsible lending obligations. " The independent expert will also review Cash Converters' business operations. Consumers who had two or more small amount loans in the quick loans fast cash days before taking out another small amount loan through Cash Converters' website during the period 1 July 2013 to 1 June 2016 will be contacted with information about their refund.

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Credit Score. Future Advance. BREAKING DOWN 'Cash Advance' Types of Cash Advances. There are a variety of cash advances, but the common denominators among all of them are quick loans fast cash stiff interest rates and fees.

Credit Card Cash Advances. The most popular type of cash advance is borrowing on a line of credit through a credit card. The money can be withdrawn at an ATM or, depending on the credit card company, from a check that is deposited or cashed at a bank. Credit card cash advances typically carry a high interest rate, even higher than the rate on regular purchases: youll pay an average of 23. 53 about 8.

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Money is Deposited Directly. E-sign documents to accept your loan offer and get cash directly deposited in as soon as the next business day. Get Results Fast. 1041 4th Avenue, Suite 302, Oakland, CA 94606 USA Owned Operated.

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