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Sep 28, 2017 - 34 minute read

Why should you take out a personal loan

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Why should you take out a personal loan

This rule hasnt taken effect yet, and many payday lenders are hoping it never will. The CFSA released a statement claiming this rule would force payday lenders out of business. This, in turn, would cut off access to credit for millions of Americans. However, Pew argues that there are ways to change the rules that make it easier for low-income Americans to get the credit they need.

The problem is, the proposed rule doesnt do that. Instead, Pew says, it would let payday lenders keep charging triple-digit interest rates while making it harder for banks to offer better, cheaper alternatives.

Pew has proposed its own rule that would restrict short-term loans, but would encourage longer-term loans that are easier to repay. Auto Title Loans.

Why should you take out a personal loan

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Why should you take out a personal loan
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