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Sep 28, 2017 - 34 minute read

Why wont my bank give me a personal loan

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Why wont my bank give me a personal loan

Relatively Uneducated. More than half of all payday loan users have no education beyond high school. Less than 15 of them have a four-year college degree.

Unemployed or Disabled. Payday lenders are perfectly happy to borrow against your unemployment or disability benefits. About 1 in 10 unemployed Americans has used a payday loan in the past five years although they may have been employed when they took out the loan.

Disabled people use payday loans at an even higher rate. Roughly 12 have used one in the last five years. Separated or Divorced. Only about 13 of American adults are separated or divorced.

Why wont my bank give me a personal loan

It's as easy as that. WHAT IS A PERSONAL LOAN FOR. People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need. Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate.

Why wont my bank give me a personal loan
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